Developers Area

The Realex Payments Online Resource Centre provides a wealth of integration information for developers such as online tutorials, sample code, developers’ guides and FAQ.  You will need to login to the Resource centre to access the information, but if you do not have a user name and password, please email us.

Realex Payments provides one of the most advanced real time payment processing solutions for Internet and call-centre merchants.Realauth is a real time service that authorises cards in seconds. It is a service-based solution that allows rapid implementation of an automated online payment solution. This entails:

  • A secure, bank-certified payment-processing service that can be integrated into any online application
  • An option to redirect the cardholder to a secure server within Realex Payments’ domain if merchants do not want to collect card details on their own servers. This page can be branded seamlessly with the look and feel of any site
  • Alternatively, merchants may keep customers on their own sites if they have a secure server and send the card authorisation message to Real Payments via secure servers
  • Automatic and delayed settlement, with the option to process delayed settlement requests from fulfilment systems
  • The option to send additional reference data with each payment request for ease of subsequent reporting and reconciliation
  • A real time reporting system that provides a rich and powerful search function along with the option to process ad-hoc payments, voids, refunds etc
  • Support for integration into a large range of technical environments. The server platform is independent and Real Payments will supply sample code in an assortment of languages including but not limited to ASP, Perl, Java, PHP, Cold Fusion, and ActiveX
  • An integrated transaction fraud scoring service that pattern checks all data for each transaction across multiple accounts to assist risk management at the point of sale
  • A fully certified, compliant payer authentication service verified by Visa and MasterCard that will mean merchants are no longer liable for the vast majority of charge backs relating to authentication disputes
  • The Realex Online Resource Centre provides a wealth of integration information for customers, such as online tutorials, sample code, developers’ guides and FAQ.

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Integrating to Realex

Before merchants can process credit card payments in real time, they will need to have a merchant services agreement with their bank.


Shopping carts

Realex Payments supports many shopping carts. In some cases Realex Payments has developed plug-ins...