| Card Processing Solutions |
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Doing business online requires an ability to accept credit and/or debit cards from customers. This entails processing authorisation requests in real time and ensuring the cardholder has sufficient funds. Realex Payments provides a state-of-the-art internet payments solution, allowing the automation of online sales and payments processing through to fulfillment. Merchants can integrate any Realex Payments’ services directly from their own websites. Sample code comes in various languages to ensure quick implementation. We have two integration options; redirect and remote; Redirect Integration * Merchant does not need a secure server. * Can be hosted anywhere, and on any platform as long as CGI scripts are enabled. * Merchant does not collect the card details and do not have access to them. * The customer is redirected to the RealAuth application on a secure Realex Payments server by a script on the merchant’s website. * Realex Payments hosts a secure, merchant-branded web page. We collect the card details and process the payment. The customer and the results of the transaction are sent back to the merchant via another script on a merchant’s website. (Realex Payments can provide sample scripts to get you started). Remote Integration * Merchant needs a secure server or can integrate into a desktop application. * The card details are collected by the merchant and passed to Realex Payments as XML messages. Realex Payments respond with an XML message containing the results of the transaction in a matter of seconds. (We can provide sample scripts to get you started) * The merchant controls the full process, screen flow. The customer may never know Realex Payments were involved in the process. Services available for remote integration: * Credit and Debit Card Authorisations - RealAuth * Card Holder Authentication - RealMPI * Direct Debits - RealEFT * Dual Currency Conversion - RealFX
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